What We Offer

We’re Designed To Save Schools Money.

Equitable Facilities Fund is a nonprofit social impact fund for high-performing public charter schools. We combine philanthropic funds with private capital to provide our partner schools with long-term and short-term, fixed-rate loans at the best terms available outside of government-enhanced programs. See how EFF differs from a short-term bank loan and tax-exempt bond here.

Projects eligible for EFF financing include refinancing existing debt, construction, acquisition of land or facilities, and expansion projects.

"EFF is a truly mission-aligned partner and that separates them from the field of lenders out there. We are able to pour more money into our day-to-day academic program and are better positioned to make long-term decisions."

Dan Gennaoui CFO, KIPP Nashville


Your school is permanent. Your financing should be, too. Like a home mortgage, we offer long-term debt.


We remove interest rate risk by offering subsidized, fixed rates.

No Fees

Unlike many lenders, EFF does not charge origination fees.

100% Financing

We finance up to 100% of your project costs.

EFF supports nonprofit charter schools with excellent academic and operating results and strong demand from local families. We are committed to advancing social and racial equity by prioritizing schools that operate in under-served communities and by supporting school leaders who represent the backgrounds of the students they serve.

Frequently Asked Questions

EFF provides low-cost, long-term, 30-year fixed-rate loans to high-performing, nonprofit public charter schools and networks.

Our philanthropically backed loan program saves charter schools money by borrowing at low rates, reducing fees associated with issuance, and removing or reducing debt-service reserve funds.